Rumlin Insurance Agency LLC
Trusted throughout Florida for over 45 years.
For over 45 years, Rumlin Insurance Agency has been making insurance easy all while making history. We’re proud to serve the insurance needs of Florida residents and businesses. But we’re also proud to be the oldest minority-run insurance agency in Duval County, led by Isaiah Rumlin, who was the first African American agent appointed in the county.
As an independently-owned insurance agency, our roots are in service and insurance solutions. Florida is our home, so we understand the unique risks you face. That, combined with our more than 140 years of combined experience, allows us to work closely with you so you can easily find insurance that meets your needs. Read more about us!
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As an independent agency, we are here to help you find the right coverage.
- Earned his bachelor’s degree from Florida A&M University in Tallahassee, FL.
- Began his career as a financial specialist with the State of Florida Insurance Department in 1973.
- Became an independent agent after working as a captive agent.
- Appointed as the first African American agent in Duval County and the second in the State of Florida in 1977.
- Invited to the White House in 2012 for a forum on “Jobs and the Florida Economy.”
- President of the Jacksonville Branch NAACP.
- Serves non-profits and other local organizations.
- Serves on the advisory board of the UF Health Jacksonville.
- Serves as a board member of the Jacksonville Center of Achievements.
- Actively involved with the Dayspring Church.
- Appointed in 2012 and 2016 to serve on the Jacksonville Transportation Authority.
Reasons to Choose Rumlin Insurance Agency
Here’s what sets us apart when it comes to serving your insurance needs.
Our involvement enables us to give back to our community. It also makes us better insurers.
We work closely with you in order to help you find insurance that fits your unique needs. It’s that easy.
Accessible When You
We’re available to go over your questions so you can easily get the information you need to make an informed decision.
Above and Beyond
Once your policy is in place, we monitor them regularly, keep you informed, and manage your risk and any claims that you file.
Flood Insurance for All Floridians
You live in Florida, so you understand the risk of flooding is real. But what if you could protect your home, business, assets, and investments from floods? With flood insurance, you can. We’re here to help you protect what matters most.
The Advantage of an Independent Agency Working for You
What makes our independent agency different?
We represent multiple insurance companies.
We are by your side every step of the way.
We offer a wide variety of insurance solutions.
Click it. Read it. Cover it.
Get a glimpse of the risks you face and how your insurance can protect what matters most.
Bodily Injury Liability Coverage
It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.
Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.
Property Damage Coverage
When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else’s property. Usually this means damage to someone else’s car, but it can really be any property damaged by your vehicle.
Property damage coverage protects you if your car damages someone else's property, such as another car, a fence, or building front. When choosing your property damage liability limits, you should consider all of your assets, including your home and future earnings because if you don't have enough coverage to protect all of your assets, those assets could be at risk if you're liable for damages that exceed your coverage limit. Consider having a higher limit of liability coverage – it may help you avoid having to pay out-of-pocket after an at-fault accident.
Medical Payments Coverage
Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it’s not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health care plan.
Medical payments coverage can help cover all reasonable medical expenses and funeral expenses of covered drivers and passengers after an accident, regardless of fault. In most states, it's an optional addition to your car insurance policy.
Uninsured / Underinsured Motorist Damage Coverage
What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, takes off? According to the Insurance Research Council, this happens more than you might expect. In fact, it is estimated that one in seven drivers go uninsured, leaving you to pay out-of-pocket for damages and medical expenses not covered by the other driver.
Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.
Physical Damage Coverage
Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.
Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.
Transportation Expenses / Rental Coverage
When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.
Transportation expenses/rental coverage is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.
Auto Insurance 101
Make sure you cover the unique risks you face with auto insurance.
- Click on the hotspots.
- Discover your risks.
- Get the right coverage.